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I can’t buy local: I don’t live in China!

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Marti Oakley (c)copyright 2011 AllRights Reserved 

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“Most people have the idea that food in our grocery stores just magically appears; maybe it just pops up out of the floors or drops down from secret store rooms in the ceilings.”

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Buy local? Ok! I will do that!  Wait…..this says product of China, product of Brazil, product of Mexico, product of Egypt, Guatemala, Argentina ………where is the stuff produced in the US?  How am I supposed to buy local to support my local economy when there is nothing here that was produced locally or even in the United States?  And this stuff over here?  It just says “distributed by” a company in the US and I have no idea where the heck it came from.  

In what I see as a sick joke mouthed by sick individuals in our government, the call has gone out to “buy local!  Know your farmer!”  I know the farmers in this area but they are being regulated and pressured out of business with the passage of the fake food safety bill in the senate.  Maybe I should say by one senator…..”Dirty Harry” Reid.  It was his one, unanimous vote in an empty senate chamber that broke the back of independent agriculture in the US.  

Food riots coming to a town near you! Or maybe even yours.

By now we have all heard of the massive riots in Egypt.  Previously, Tunisia’s government was overthrown and the riots in Greece and Italy and India against rising taxes, food prices, and corrupt governments comprised of self-entitled elitists, is growing.  The so-called global economy promoted as some perverted form of capitalism and riddled with jingoistic terms like “free trade”, is destroying one economy after another.  Face it: A global economy as it is practiced is not only economically disastrous, but also is the tool used to destroy nations.  In that sense, it is working. More

A Beginner’s Guide to Food Storage

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Food Storage ShelvesBy Barbara H. Peterson

Courtesy of Total Health Breakthroughs

 

Have you ever been hungry? Not just “skipped a meal” hungry, but really hungry. I am talking about the kind of hunger that won’t go away because the cupboard is bare. If you have, you will understand the need to store food. If you haven’t, this is your chance to learn from the experience of others before it happens to you, because if you run into hard times, or the store shelves run dry, you will need to have a backup supply of tasty, nutritious food.  More

Sowing Seeds of Starvation: Monsanto Hype in Growing Food Crisis

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http://articles.mercola.com/sites/articles/archive/2009/06/06/Sowing-Seeds-of-Starvation-Monsanto-Hype-in-Growing-Food-Crisis.aspx

An ad that recently ran during the American Public Media show Marketplace, sponsored by Monsanto, the world’s largest corporate agribusiness chemical firm, touted how Monsanto’s genetically modified (GM) seeds are going to save the world from environmental catastrophe and human hunger.

The Monsanto ads are, quite simply, false. The premise of the ad is that Monsanto’s GM seeds are going to save the world from environmental catastrophe and human hunger, but the reality of Monsanto’s seeds and the company’s ethics and commitment to fighting world hunger have little to do with either.

Eighty-five percent of all GM seeds are engineered for herbicide tolerance, most of these being Monsanto’s “Roundup Ready” cotton, corn, soy, and canola seeds. This allows plants to withstand significant amounts of pesticides being sprayed on it, in effect promoting pesticide use. As a result, there has been an increase in pesticide use in the United States since the introduction of GM seeds. Since the introduction of GM crops in the United States, more than 120 million pounds of additional pesticides were used.

At the same time, not a single GM crop has been commercially introduced that is intended to increase yield. Agronomists and plant scientists made far greater advances in yields through conventional breeding methods than they ever have with GM crops. In fact, there have been several studies which show that there are actually yield losses associated with Monsanto’s Roundup Ready soybeans. GM crops are not feeding the world, and they are not enabling us to produce more.

Monsanto wants you to believe their crops are feeding hungry children in Africa, and that they are allowing farmers to use fewer chemicals. But do their actions demonstrate that their concern lies solely in their profits?

  Dr. Mercola’s Comments:

 

Anyone who believes Monsanto’s proclamations of saving the world from environmental catastrophe and hunger is clearly not paying attention to some very blatant signs that this is not true.

It’s unfortunate that the U.S. has yet to follow the decision of several other countries that have already banned genetically modified crops. Germany, for example, recently became the sixth country in the European Union to take a stand against GM corn. Meanwhile, tens of millions of acres of GM corn are being planted in the U.S.

According to the French Professor Gilles-Eric Seralini, a molecular endocrinologist and a member of two French government commissions evaluating GM food, the corn variety in question, called MON 810, has shown statistically significant problems in animal studies.

They found the effects of the GM crops were similar to that of pesticides, causing inflammation disorders, and problems with livers and kidneys, two major organs involved with detoxification.

Another scientist, biology professor Bela Darvas of Hungary‘s Debrecen University, discovered that Monsanto’s Mon 810 is lethal to two Hungarian protected species.

So how does Monsanto respond to Darvas’ disturbing findings?

They simply refuse to give him any more Mon 810 corn to use in his tests. They’ve also refused his request for Mon 863, another GM variety. Is that really the enlightened action of an environmentally sensitive company that is looking out for not only your health, but the wellbeing of the planet?

Common GMO Myths

As The GM-Free Ireland Network points out, there are numerous GM biotechnology propaganda myths in circulation, and none of them are true. If you’ve been paying attention to the news about genetically modified plants, you’ve probably heard some of them already. (For the full list, please see this pdf.)

Myth #1: Genetic engineering is a continuation of traditional breeding methods

In fact, most GM crops are modified with the introduction of DNA from other species entirely. This never occurs in nature, or with traditional breeding methods.

Myth #2: Opponents of GM food are anti-science

Leading opponents of GM foods include the Union of Concerned Scientists, the Independent Science Panel, the U.S. Center for Food Safety, and numerous agronomic, environmental, and health scientists.

Myth #3: GM crops have higher yields

GM crop seeds currently on the market do not increase yields, and are not designed to. In fact, GM crops typically render lower yields.

For example, GM soya has decreased yields by up to 20 percent compared with non-GM soya. And up to 100 percent failures of Bt cotton have been recorded in India. This in turn has spurred a staggering number of suicides among India’s farmers. According to the National Crime Records Bureau of India, more than 182,900 Indian farmers took their own lives between 1997 and 2007, potentially due to GM crop failures. An estimated 46 Indian farmers commit suicide every day.

Additionally, recent studies by scientists from the USDA and the University of Georgia found that growing GM cotton in the U.S. can result in a drop in income by up to 40 percent.

Myth #4: Americans have been eating GM foods for 15 years without any health problems

This one is perhaps most deceptive as GM foods are not labeled in the U.S., which makes traceability and accountability impossible. There may or may not be obvious health problems, but it is carefully designed so that no one can find out for sure.

However, according to Jeffrey Smith, author of Seeds of Deception, what we do know is that between 1994 and 2001 – at the same time as GMO’s flooded the market – food related illnesses DOUBLED. 

His findings show that GMO foods can be: 

  • Allergenic
  • Toxic
  • Carcinogenic
  • Anti-nutritional

Although the major food giants are carrying on with their claim that GM foods are no different from conventionally grown varieties, the research says otherwise.

For example, GM peas were found to cause lung damage in mice; GM potatoes have been linked to cancer in rats; and bacteria in the human gut has been shown to take up DNA from genetically modified food under certain circumstances.

When viewed as a whole, GM foods are a disaster for the environment, an unviable solution to world hunger, and undoubtedly worse for your health.

GM Crops Fail to Live Up to Advertised Promises Again and Again

The fact remains that GM crops have failed to deliver on virtually every single promise and expectation. After 30 years of GMO experimentation, we have the data to show:No reduction in pesticides use; on the contrary, USDA data shows that GM crops has increased pesticide use by 50 million pounds from 1996 to 2003 in the U.S., and the use of glyphosate went up more than 15-fold between 1994 and 2005, along with increases in other herbicides to cope with rising glyphosate resistant superweeds.

GM crops do harm wildlife
, as revealed by UK and U.S. studies.

Bt resistant pests and Roundup tolerant superweeds render the two major GM crop traits useless. The evolution of Bt resistant bollworms worldwide have now been confirmed and documented.

Unpredictable transgene contamination is completely unavoidable, as science has recently revealed that the genome (whether plant, animal or human) is NOT constant and static, which is the scientific base for genetic engineering of plants and animals.

Instead, geneticists have discovered that the genome is remarkably dynamic and changeable, and constantly ‘conversing’ and adapting to the environment. This interaction determines which genes are turned on, when, where, by what and how much, and for how long. They’ve also found that the genetic material itself has the ability to be changed according to experience, passing it on to subsequent generations.

How to Avoid GM Foods

Avoiding GM products in your diet means avoiding an ever-growing number of ingredients, or choosing organic versions of them. This is not an easy task, especially if you eat processed food. However, the four most prevalent GM ingredients to look out for are:

  • Soy
  • Corn
  • Cottonseed
  • Canola 

You’ll also want to avoid the offspring of these products, which includes items like maltodextrin, soy lecithin, and high fructose corn syrup.

You CAN Demand Better Food

It’s easy to sit back and think you can’t do a thing to change the current state of affairs, but the fact is, you CAN make a difference. You can demand something better — food that is still food, grown the way nature intended.

First and foremost, you can vote with your pocketbook by avoiding everything that contains GM ingredients, and ask your local supermarket to stock their shelves with more natural organic foods. Some supermarkets will even allow you to special order food items.
And don’t forget about your elected officials. Let them know how you feel about it, and what kind of policies you’re willing to support.

  • People in certain professions can play a significant role to advance this cause as well:
  • Chefs, restaurants and food companies can switch to non-GM sources
  • Retailers can remove or label GM products or offer in-store Non-GMO Shopping Guides
  • Religious leaders can help to educate their congregation
  • Health practitioners can provide patient education materials
  • Those in the education world can help make school cafeterias GM-free
  • Reporters can expose the health risks
  •  

To get an idea of just how widespread GM ingredients are, I recommend taking a look at The GMO Food Guide. It lists 20 different food categories that include everything from baby food to chocolate.

And the incredible series Seeds of Doubt, written by staffers at the Sacramento Bee, can offer further guidance to fully understand the many problems associated with GM foods.

Last but not least, I urge everyone to watch the video The Future of Food, and forward the link to this video to your friends, family and acquaintances. This in-depth investigation into the disturbing truth behind genetically modified foods is one of the best documentaries made to date. It will help you understand how and why the genetic engineering we allow to be unleashed today is a very real threat to ALL future generations.

http://articles.mercola.com/sites/articles/archive/2009/06/06/Sowing-Seeds-of-Starvation-Monsanto-Hype-in-Growing-Food-Crisis.aspx

 

Genetically Engineered Crops Are Not the Solution to World Hunger

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Article from…. Organic Consumers Association

OCA has an archive of articles seldom rivaled.  Please visit their site by clicking on the banner ad to your right. 

http://www.organicconsumers.org/

Genetically Engineered Crops Are Not the Solution to World Hunger

EXTRACTS: As Defra chief scientist Bob Watson has unambiguously stated, “The absence of GM crops is not the driver of hunger today.”

To continue to pretend otherwise is unforgivable as it diverts valuable attention and resources from reliable, accessible and low cost alternatives that are available NOW to help meet the needs of the poor and hungry.
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GM no solution to global hunger
http://www.bangmfood.org/feed-the-world/17-feeding-the-wo…

In the face of massive food price inflation affecting some of the poorest countries in the world, claims that GM crops are the silver bullet that can deliver cheap and abundant food for all are once again being made. The evidence to support such claims, however, is scant to non-existent, as noted by the recently concluded International Assessment of Agricultural Knowledge Science and Technology for Development (IAASTD), a process involving 400 scientific experts initiated by the World Bank with the co-sponsorship of the United Nations.

The IAASTD process involved a thorough sifting of the evidence about agriculture and food production, and took four years to complete. Its 2500-page report, based on peer reviewed publications, concluded that the yield gains in GM crops “were highly variable” and in some cases, “yields declined”. The report also noted, “Assessment of the technology lags behind its development, information is anecdotal and contradictory, and uncertainty about possible benefits and damage is unavoidable.” Asked at a press conference whether GM crops were the simple answer to hunger and poverty, IAASTD Director Professor Bob Watson (former director of the Intergovernmental Panel on Climate Change and as of 2008, chief scientist at Defra) replied, “I would argue, no”. The UK Government approved the IAASTD report on 9 June 2008.

The report not only brought into question GM’s claims to be the solution to global poverty and hunger but also to be a solution to climate change. In fact, GM crops are seen by many as reinforcing an outdated model of agriculture, unsuited for dealing with the conditions that climate change and expensive scarce oil bring for global food security. Many also see GM crops as anti-innovation, because they involve patents which restrict the sharing of knowledge and technology.

Large sections of the IAASTD report favoured truly innovative approaches to improving agriculture and increasing food production. These involve techniques suited to small farmers that minimize the use of increasingly expensive fossil fuel-derived inputs like fertilisers and pesticides. These approaches to cultivation and pest control recognise the value, particularly to the poor and hungry, of low-cost practices using locally available materials and technologies in an environmentally sensitive manner. They include integrated pest management (IPM) and agroecological, or even fully organic, methods.

These innovative farming methods have met with remarkable success, both in the developing and developed world. The IAASTD report notes that they can deliver effective crop protection and pesticide reduction and yield advantages. The yield advantages of IPM have been particularly strong in the developing world, increasing productivity for poor farmers while enhancing sustainability. This, the report notes, has significant policy implications for food security. The IAASTD report also notes that the community-wide economic, social, health and environmental benefits of these approaches have been widely documented.

After the publication of one study looking at a large number of projects in the developing world, New Scientist commented, “Low-tech ‘sustainable agriculture’, shunning chemicals in favour of natural pest control and fertiliser, is pushing up crop yields on poor farms across the world, often by 70 per cent or more… The findings will make sobering reading for people convinced that only genetically modified crops can feed the planet’s hungry in the 21st century… A new science-based revolution is gaining strength built on real research into what works best on the small farms where a billion or more of the world’s hungry live and work… It is time for the major agricultural research centres and their funding agencies to join the revolution.”

Here are some examples of the remarkable gains in productivity that have been achieved:

* Some 45,000 farmers in Guatemala and Honduras used regenerative technologies to triple maize yields to some 2-2.5 tons/ha and diversify their upland farms. This has led to local economic growth that has in turn encouraged re-migration back from the cities;

* More than 300,000 farmers in southern and western India farming in dryland conditions, and now using a range of water and soil management technologies, tripled sorghum and millet yields to some 2-2.5 tons/hectare;

* Some 200,000 farmers across Kenya, participating in government and non-government soil and water conservation and sustainable agriculture programmes, more than doubled their maize yields to about 2.5 to 3.3 t/ha and substantially improved vegetable production through the dry seasons;

* 100,000 small coffee farmers in Mexico adopted fully organic production methods, and yet increased yields by half;

* A million wetland rice farmers in Bangladesh, China, India, Indonesia, Malaysia, Philippines, Sri Lanka, Thailand and Vietnam shifted to sustainable agriculture, where group-based farmer-field schools have enabled farmers to learn alternatives to pesticides, and increased their yields by about 10%.

The lot of small farmers in the developing world can also be greatly improved by other practical measures ­ for example, through facilitating access to affordable finance (microcredit, grants) or through increasing investment in rural infrastructure, such as road, transport, and storage facilities. In contrast, when it comes to helping the developing world, GM technology is failing to deliver. As Defra chief scientist Bob Watson has unambiguously stated, “The absence of GM crops is not the driver of hunger today.”

In a recent letter in the UK press, the chairman of the government agency Natural England (formerly English Nature), Sir Martin Doughty, is equally blunt: “We need to be mindful of the lessons of the past before rushing headlong to embrace genetically modified crops as the solution to rising food prices… GM crops can in no way be seen as a quick fix.”

To continue to pretend otherwise is unforgivable as it diverts valuable attention and resources from reliable, accessible and low cost alternatives that are available NOW to help meet the needs of the poor and hungry.

Find out more about the International Assessment of Agricultural Knowledge Science and Technology for Development (IAASTD):

Read the report http://www.agassessment.org/

Coverage of the IAASTD report:

“GM food ‘not the answer’ to world’s food shortage crisis, says report”, Sean Poulter, The Daily Mail, 16 April 2008, http://www.dailymail.co.uk/news/article-559965/GM-foods-a…

“Change in farming can feed world ­ report”, John Vidal, The Guardian, April 16 2008, http://www.guardian.co.uk/environment/2008/apr/16/food.bi…

“IAASTD Report: GM crops not the solution to World Hunger”, Fr. Seán McDonagh, SSC, Impact Mag vol.42 no.6, June 2008, http://www.scribd.com/doc/3804302/Impact-Mag-vol42no06

See also:

“Biotech snake oil: a quack cure for hunger”, Bill Freese, Multinational Monitor, Vol. 29 No. 2, Sept-Oct 2008, http://www.multinationalmonitor.org/mm2008/092008/freese….

“Genetic engineering ­ a crop of hyperbole”, Doug Gurian-Sherman, San Diego Union Tribune, 18 June 2008, http://www.signonsandiego.com/uniontrib/20080618/news_lz1…

“Feeding the world?”, Prof Jules Pretty, SPLICE, Vol. 4 Issue 6, http://ngin.tripod.com/article2.htm

“Organic farming ‘could feed Africa’ – report”, Daniel Howden, The Independent, 22 October 2008, http://www.independent.co.uk/news/world/africa/organic-fa…

“Is ecological agriculture productive?”, Lim Li Ching, Third World Network, November 2008, http://www.twnside.org.sg/title2/susagri/susagri064.htm

“Biotech has bamboozled us all”, George Monbiot, The Guardian, 24 August 2000, http://www.guardian.co.uk/lifeandstyle/2000/aug/24/foodan…

Weather Warfare: Beware the US military’s experiments with climatic warfare

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Climatic warfare’ has been excluded from the agenda on climate change.

 

by Prof. Michel Chossudovsky

 

Global Research, December 7, 2007

The Ecologist, December 2007

 

“HAARP is a weapon of mass destruction, capable of destabilizing agricultural and ecological systems globally.”

‘Climatic warfare’ potentially threatens the future of humanity, but has casually been excluded from the reports for which the IPCC received the 2007 Nobel Peace Prize.”

Pdf version of article on Weather Warfare by Michel Chossudovsky, The Ecologist, December 2007 (pdf)

Rarely acknowledged in the debate on global climate change, the world’s weather can now be modified as part of a new generation of sophisticated electromagnetic weapons. Both the US and Russia have developed capabilities to manipulate the climate for military use.

Read full article with links to pdf  here:

http://www.globalresearch.ca/index.php?context=va&aid=7561

 

I Faced Hunger Today. Did You?

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 What I want to know is how far above third-world status do you think you are? How long before the price of housing, gasoline, food, clothing, and everything else on earth that the corporations can snap up and offer for sale, goes so high that you simply don’t have enough money left to eat? Maybe you could skip breakfast and lunch. It is easier to go to bed on a full stomach than an empty one. How long are you prepared to do that? Forever? Are you prepared for a completely changed lifestyle that doesn’t include regular meals? If you haven’t asked yourself the following question before now, do it – NOW! ‘How long can I survive a prolonged depression?’ 

 

Just ask the neighbor you have been ignoring for the last year or so how it feels to go hungry. Have you noticed how he’s getting a bit ragged around the edges? He’s lost some weight, don’t you think? And his clothes! They are a bit on the dingy side. And he doesn’t smell so good either. I wonder what is wrong with him. Maybe you should call Social Services…or maybe you are starting to experience a bit of hunger, and after experiencing it for yourself, you start to recognize it in others. 

 

Maybe you should go over to his place and ask if he is okay, and if there is some way you can help. Maybe a pot of chicken soup would stave off the hunger for a day or two. Cook it at home, because his electricity has been turned off for non-payment. Make all you can afford to because he will be hungry. You see, he wakes up in the morning wondering what will happen when the bank forecloses. He has lost his job because the company went bankrupt, yet miraculously turned up in a foreign country where the wages are low and environmental concerns are an oxymoron. Not only has he lost the income from his employment, but his medical insurance went bye-bye with the job, and the retirement? Forget it. History. “In a Chapter 7 bankruptcy, a company liquidates its assets to pay its creditors and ceases to exist. Therefore, it is likely your pension and health plans will be terminated” (DOL, 2003).  

 

Ask your neighbor how long he has been going without money. While you’re there, ask him how long it has been since he has eaten. There’s a saying that if you go three minutes without air, three days without water, or three weeks without food, you die. I don’t know how accurate that is, but I don’t want to experience it firsthand, at least not just yet. I have things I still want to do, don’t you? Doesn’t your neighbor? 

 

Now ask yourself how long you could go without money. Remember, the banking system runs the world as we know it. With money, you are in debt to creditors. Without money, you are at the mercy of those same creditors. What do you do when you can no longer fulfill your obligations to these creditors? You are at their mercy, and they have no mercy. So, treat them like the foul carrion-eaters they are; get rid of them, and don’t invite them back. Do it now. The longer you are in their clutches, the harder it becomes to stay afloat. When you have no money, you are at the mercy of those who have no mercy, be it the creditors or everything and everyone else around you.  

 

Your house, car, electricity, water, Internet, phone, fax, food, household cleaning products, personal hygiene products, clothing, and everything else that we Americans are all used to, cost money. Without money, you go without all of the essentials you once thought you needed. Ask that neighbor about his priorities. Ask him what the first thing was that he gave up when the money was not there. What was the second thing to go? How about the third or fourth? Ask your starving neighbor how he handled the slide into oblivion. Ask him how it feels to wake up in the morning hungrier than when he went to sleep the night before. Better yet, wait until he is homeless, then ask him how it feels to have lost everything he owned while his neighbors hid behind locked doors, the Social Services button on speed-dial. Get a good, clear picture of that phone on your nightstand with the speed-dial button looking a little worse for the wear. 

 

Angry? Good. Got a clear picture of your enemy? Good. So, just who or what is this enemy? Do you know? Anger has to be directed somewhere. Can we direct it at the corrupt system we are living in? Sure, and the power elite that have the upper hand in this corrupt system, because they created it. They know what is happening, they planned it! But they cannot control all events at all times. Perfect they are not, just look at the players. But it is true that they have very smart people working for them who figure out what to do next so they don’t have to do any of the real mental work themselves. After all, money can buy almost anything.

  

The people controlling the present-day economic meltdown are very formidable, but these vipers are not your personal enemy, and their plan to control the world’s population via economic chaos, along with the reckless worldwide corruption of food, water, and natural resources by their multinational corporations, will eventually backfire on them because no man can think to control everything without some very serious results. These so-called ‘elite’ vipers cannot escape the consequences of their actions no matter how much money they use to make things ‘disappear.’ When all is said and done, all they are left with is moral bankruptcy, nothing more. 

 

Meanwhile, you have to survive this nightmare you are being thrown into against your will. To do that, you must know who your real enemy is. The enemy is not your neighbor who is trying to survive just like you. This enemy is much more personal than the crooks in the White House and their masters.  

 

When all is lost, the enemy you face is staring at you from a reflection in the bathroom mirror. Get used to it. 

 

Now that you have defined the true enemy, the real question becomes, just what will you be left with when all is said and done and the economy collapses in a heap right in front of you? Where do you go, how do you get there, and most of all, how do you convince the enemy in the mirror that there is something to live for? 

 

Aaron Tippin sings,

  

You’ve got to stand for something
or you’ll fall for anything.

You’ve got to be your own man,
not a puppet on a string.

Never compromise what’s right,
and uphold your family name.

You’ve got to stand for something
or you’ll fall for anything.

  

Think you can’t go on? You can. Think of the rest of your life as one of the biggest endurance tests you will ever experience, and walk into it, one step at a time.  

 

Conquer your fears and fight back with the only weapons of any worth: righteousness and truth. Stand for something worthwhile. If you’ve got something extra that your neighbor might need, give it to him. Don’t be afraid to receive help either. Get rid of the urge to call someone to “get rid of the problem” for you, and get involved in a solution. Make it personal because starvation is very personal. We can’t make it on our own, that’s not who we are. We need each other to survive, and the only way to find people that you want to be with, is to be one of those people with whom you want to be.  Now is not the time to throw away all principle and resort to King of the Jungle mentality. Now is the time to let your inner strength show. Grab hold with both fists and refuse to be reduced to chattel.  

 

After all, there’s a saying that if you go three minutes without air, three days without water, or three weeks without food, you die. And that’s the bottom line, isn’t it. Do you want to die with your hands around your neighbor’s throat, or with your hands underneath your brother, holding him up? It’s your choice, and the most important one you will ever make. Choose wisely. This decision might be the last one you make in the next three minutes, three days, or three weeks.

 

 

 

Copyright 2008, Barbara H. Peterson 

 


References:

 

Tippin, A. (n.d.). You’ve Got To Stand For Something. Country Gold USA. http://www.countrygoldusa.com/AT_stndsomthng_MU.asp

 

 

U.S. Department of Labor (DOL). (2003). Your Employer’s Bankruptcy: How Will It Affect Your Employee Benefits? Fact Sheet. http://www.dol.gov/ebsa/newsroom/fsbankruptcy.html

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