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What Made You Think Medicare Was “Free” Insurance?

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strip bannernew-logo25Marti Oakley

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It is alarming to hear not only younger members of the country, but also some middle aged members, medical professionals and others, referring to Medicare as some kind of free, gravy train medical insurance that seniors don’t have to pay for. Are people really that ignorant of how this system works?

After paying into Social Security and Medicare for decades, those who 1619098_10202643451221752_1414455253_nreceive medicare must also now pay a premium every month for this insurance. These premiums can range from a few hundred dollars a month, to several hundred. Married couples pay individual premiums which can amount to $700.00 per month or more, combined on average. These premiums are deducted from their Social Security checks; neither the government, nor taxpayers, pay this premium.

Then there is that handy-dandy “donut hole” where Medicare pays nothing. This was a huge gift to the insurance companies who whined about not getting a piece of the Medicare pie. From approximately the $2500.00 to $5000.00 costs of care, Medicare pays for nothing. Ta DA! We got your GAP insurance plan which will cost you another $200.00 per month at least. This will cover the costs incurred in the hole. Of course the insurance companies have no plans to make good on these GAP policies, so getting them to pay any percentage of anything is a monumental task.

Then there is the co-pay at your doctors office. Then the co-pay on medications. Then there are the costs of medications your insurance and Medicare don’t/won’t pay for. That comes right out of your pocket!

Now, to add insult to injury, an estimated 20 million illegal aliens will be given “free” healthcare and I have yet to hear the word “entitlement” attached to those benefits.

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CRomnibus: Why Politicians Cannot Be Trusted with Our Money

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strip bannernew-logo25By Alieta Eck, M.D.

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The cost of a doctor visit—when paid directly—has not outpaced inflation. The cost of health insurance, however, has increased to something in the range of a mortgage payment. Americans need relief.”

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censored doctCongress just passed—without even reading it—a trillion dollar spending bill. The Continuing Resolution (CR) allows the government to keep spending in the absence of a budget. The “omnibus” package—“omni” means everything in the kitchen sink—adds in 1,600 pages of pork all mixed together. No amendments, no extractions: Take it all at once or shut down the government.

Obviously, congressmen who voted for it don’t live in the real world of mortgages, food budgets, and car payments, where real Americans actually have to pay their bills. More

Obamacare’s Waterloo

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By Glenn Troy Morton

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Even for those who wanted single payer, I’m sure they didn’t want it brought to them by Blue Cross or United Healthcare! Out of all options talked about during the drafting of Obamacare, this is the worst possible outcome, and now the most likely.”

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I’m an emotional person. I have a tendency to believe I can do anything, despite how hard it might be, or how many times I see it clearly cannot be done. America is mine to live in, fully and enthusiastically, and I want it to do right by me, and I’ll return the favor.

Promise…

My work as a citizen of this great country is geared towards one goal and, with help, I’ll run it down like a bull: relentlessly, powerfully, and surely. The Bull isn’t afraid; the Bull won’t stand obstacles…unlike the one on Wall Street (Honestly, don’t you wish the people who have money had more balls? Their behavior is like splashing when you pee, then screaming a la Linda Blair in a 70’s horror film). The Bull is playing to win.

The bull’s fury is unmatched, and its chances of winning are much greater than yours if you happen to be in its way. It’s coming for you hard, whether you like it or not…

Replacing Obamacare is what I’m charging towards; I am clear on the damage it will do to our nation, and clear that I have developed a vastly better alternative. Obamacare seeks to permanently harm our financial capabilities and individual rights, and I am certain it will suffer a crushing defeat at our hands. We never voted for it, asked for it, or needed it. We needed the price of health insurance to drop…that’s all. We needed to be able to afford to care for our bodies, and the bodies of the ones we love. We wanted to die only when all attempts had been exhausted; when there was no alternative.

Since health insurers now make more money than at any time in the history of history, this should not have been a tall order… More

Social Security, Medicare & Public Education Now on the U.S. Government Chopping Block

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As Secret Deals are Made by President Obama & Members of the U.S. Congress this week
 
http://www.agriculturedefensecoalition.org/?q=social-security
 
July 26, 2011
 
President Obama and a “Gang of Six” members of the U.S. House and Senate have placed Social Security, Medicare, and Medicaid on the chopping block in secret, ongoing debt ceiling negotiations.  In these secret negotiations, far away from public enlightenment or debate, deals are being cooked-up to undermine, cut or privatize these important and highly beneficial programs.  With a vote on the impending national debt ceiling deadline these programs may be cut at any time in the next few days.
 
U.S. Senator Bernie Sanders stood on the floor of the U.S. Senate several times this week.  We can support his efforts to protect these vital programs by contacting our elected officials.
 
His Speech on Social Security and Medicare is on this link:
http://www.agriculturedefensecoalition.org/content/bernie-sanders
 
Take Action Today to Stop immediate cuts to these programs.  According to several members of congress the cuts to these programs will begin this year after proposed changes are made to the CPI Consumer Price Index so that no cost of living increases will be made to recipients, only cuts.
 
(The Toll Free Number for any member of the U.S. House or Senate is:  (1866) 220-0044)

Federal regulations: Law-making by unelected bureaucrats

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Note: Please compose your own letter!  Multiple letters, emails, faxes mirroring thousands of others are counted as only (1). 

Quote of the Day: “From where I sit, the government’s message is unmistakable: Creating a new job carries a punishing price.” — Michael P. Fleischer, President, Bogen Communications Inc., as reported in the Wall Street Journal

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In this message . . . an explanation for the “jobless recovery,” and a cure for the problem.

Unemployment is still officially at 9.6%.

As the letter below indicates, we believe a large part of the reason for this is that federal regulations are constantly changing. Business owners don’t know what their unelected regulatory overlords will do next. This creates uncertainty about the future costs and benefits of hiring a new employee. We think this is why . . .

* Businesses aren’t hiring
* Congress should pass DownsizeDC.org’s Write the Laws Act (WTLA).

Please send your elected representatives a letter, telling them to introduce WTLA.

You may borrow from or copy this letter . . .

The Write the Laws Act would require Congressional approval for all regulations. This is a needed reform, because the unelected bureaucrats who today write and implement regulations are causing high unemployment by creating uncertainty.

You can begin to see how this is happening by comparing this recession with the one in 2000-2001. As James Sherk of the Heritage Foundation notes, the 2008-2009 recession led to a peak unemployment rate of 10.1%, whereas the 2000-2001 recession led to an unemployment high of just 6.3%. 

But here’s the most startling fact: Even though total unemployment was lower in the earlier recession, jobs losses were actually 2.6 million HIGHER than in the current downturn! The reason for this is very instructive . . .

The earlier recession had both more job losses and a lower unemployment rate, because more businesses back then were doing new hiring at the same time that they were cutting other jobs. By comparison, during this recession, businesses have stopped hiring, so all we have are the job losses, resulting in a “jobless recovery.”

This is happening because business owners don’t know what the government will do next. The exact same thing happened during the Great Depression. Back then GDP rose, but unemployment remained high because the New Deal’s laws and regulations were constantly changing. This made hiring risky. The economist Robert Higgs calls this problem “regime uncertainty.” More

Otter chooses ‘Health Freedom Act’ for first public signing ceremony

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Live Link: Eye On Boise

Gov. Butch Otter has been quietly signing bills into law, but to date – as of the 65th day of the legislative session – he hasn’t held a single public signing ceremony. He’s now scheduled his first for tomorrow, for HB 391a, the “Idaho Health Freedom Act.” The bill, which bans enforcement of any federal mandate for Idaho residents or businesses to purchase health insurance and requires the Idaho Attorney General to go to court to fight any such requirement, drew heavy objections from minority Democrats, and passed the House on a straight party-line vote, while three Republicans joined Senate Democrats in opposing it. Otter will hold his signing ceremony at 3 p.m. on Wednesday, along with GOP legislative sponsors Reps. Jim Clark, Raul Labrador and Lynn Luker, and Sen. Monty Pearce. More

Minnesota “Declaration of Health Care Independence”

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Twila Brase CCHC twila@cchconline.org

DATE: TOMORROW, Tuesday, February 2, 2010
CAUCUS START TIME:
  7:00 p.m.
PLACE: Find Yours!

Suggested Resolutions for Minnesota GOP & DFL Caucuses:

Also, ask your neighbors to sign the DECLARATION OF HEALTH CARE INDEPENDENCE!
Be it Resolved that the Minnesota Constitution be amended to include the Freedom of Choice in Health Care Amendment, including the freedom not to purchase health insurance and the freedom to pay directly for medical care.
RESOLUTION 1:

  • Whereas, medical privacy is an ethical and constitutional issue, and
  • Whereas, the 2008 bipartisan agreement on health care reform announced from the Governor’s office requires health insurance companies and other third-party payers, to report private patient data to the Minnesota Department of Health (Minn.Stat. 62U.04), and
  • Whereas, the data collection began July 6, 2009, and
  • Whereas, the Minnesota Department of Health has a $1.2 million contract with the Maine Health Information Center to collect and analyze the data, and
  • Whereas, the 3-year cost of the data system is nearly $5 million, which does not include an extension of the MHIC contract after the first 18 months, and
  • Whereas, patient consent is not required for the sharing of private data, and
  • Whereas, the data may be used by government to penalize physicians and influence medical treatment
    decisions,


Be it Resolved that the 2008 patient ‘Encounter Data’ law be repealed. More

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